Members
~3.3 million
Zusatzbeitrag
1.60%
Founded
2010 (merger)
Best For
Tradespeople and Handwerk professionals
Advantages
Strong focus on occupational health for tradespeople
Competitive Zusatzbeitrag
Good prevention programs for manual workers
Wide regional coverage (eastern and central Germany)
Disadvantages
Focused primarily on trades — less relevant for knowledge workers
Digital services below average
Limited English support
Our Verdict
The largest Innungskrankenkasse, with roots in the trade and craft sector (Handwerk). Solid coverage and competitive rates with a focus on occupational health. With an overall rating of 3.9/5, IKK is a decent choice in the public insurance market. At a Zusatzbeitrag of 1.60%, it's around the market average.
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