Members
~5.5 million
Zusatzbeitrag
1.70%
Founded
1774
Best For
People who value a high bonus program payout and traditional reliability
Advantages
DAK Aktivbonus — up to €300/year cash back
Long history and financial stability
Good online services and app
Regular health reports and studies (DAK Gesundheitsreport)
Nationwide presence with many service centers
Disadvantages
Zusatzbeitrag of 1.70% is above average
Digital offerings behind TK
Limited English support
Some service centers have been closed in recent years
Our Verdict
One of Germany's oldest health insurers (since 1774). Known for comprehensive health reports, active research, and solid customer service. A traditional, reliable choice. With an overall rating of 4.1/5, DAK is a solid option in the public insurance market. At a Zusatzbeitrag of 1.70%, it's around the market average.
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