Members
~8.7 million
Zusatzbeitrag
1.70%
Founded
2017 (merger of Barmer GEK + Deutsche BKK)
Best For
People with chronic conditions, those who value preventive health programs
Advantages
Excellent disease management programs (DMP) for chronic conditions
Teledoktor — 24/7 phone consultation service
Good prevention and health education programs
Solid digital offerings (BARMER-App)
Some English-language customer service
Comprehensive bonus program
Strong partnerships with employers (BGM)
Disadvantages
Zusatzbeitrag of 1.70% is above average
Digital services not quite as polished as TK
Fewer physical offices than AOK
Our Verdict
Germany's second-largest Krankenkasse after AOK. Known for strong preventive health programs, excellent chronic disease management (DMP), and solid digital offerings. A reliable all-rounder. With an overall rating of 4.4/5, BARMER is a solid option in the public insurance market. At a Zusatzbeitrag of 1.70%, it's around the market average.
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