Members
~1.5 million
Founded
1839
Best For
Cost-conscious PKV seekers who want flexibility
Advantages
Competitive premium pricing
Flexible Selbstbehalt (deductible) options
Good customer service ratings
Strong international coverage (AXA group)
Decent digital services
Disadvantages
Foreign parent company — some concerns about German market commitment
Mid-tier digital services
Premium stability less proven than mutual associations
Our Verdict
The German subsidiary of the French AXA group. Known for competitive tariffs, flexible deductible options, and good customer service. With an overall rating of 4/5, AXA is a solid option in the private insurance market.
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