Members
~2 million
Founded
1890
Best For
High earners wanting premium coverage from a globally recognized brand
Advantages
Strongest brand recognition globally
Excellent financial strength ratings
Innovative digital health platform (Allianz Gesundheits-App)
Premium tariff options with comprehensive coverage
Good claims processing speed
Disadvantages
Premium pricing — tariffs tend to be expensive
Stock company structure
Complex tariff landscape — hard to navigate without advisor
Our Verdict
The private health arm of Germany's (and the world's) largest insurance group. Known for innovative digital health services, premium tariffs, and financial rock-solid backing. With an overall rating of 4.3/5, Allianz is a solid option in the private insurance market.
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